Sri Lankan walks into a bank in
New York City and asks for the loan officer.
He tells the loan officer that he is going to Sri Lanka on business
for two weeks and needs to borrow $5,000.
The bank officer tells him that the bank
will need some form of security for the loan,
so the Sri Lankan man hands over the keys
and documents of new Ferrari parked
on the street in front of the bank.
He produces the title and everything checks out.
The loan officer agrees to accept
the car as collateral for the loan.
The bank's president and its officers
all enjoy a good laugh at the Sri Lankan
for using a $250,000 Ferrari
as collateral against a $5,000 loan.
An employee of the bank then
drives the Ferrari into the bank's
underground garage and parks it there.
Two weeks later, the Sri Lankan man returns,
repays the $5,000 and the interest,
which comes to $15.41.
The loan officer says,
"Sir, we are very happy to have had your business,
and this transaction has worked out very nicely,
but we are a little puzzled.
While you were away,
we checked you out and found that you are a multi millionaire.
What puzzles us is, why would you bother to borrow "$5,000" ?
The Sri Lankan replies:
"Where else in New York City can I park my car
for two weeks for only $15.41
and expect it to be there when I return'"
Ah, the mind of the Sri Lankan...